Financing Options for Home Buyers
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FHA LOANS UP TO $346,250 - CLICK THE LINK BELOW TO LEARN MORE - FHA LOANS

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VA LOANS UP TO $417,000 - CLICK THE LINK BELOW TO LEARN MORE - VA LOANS

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For the past many years, buyers were able to obtain home loans using hybrid type loans to secure financing for their new home.  However, due to the difficulties facing the sub-prime mortgage market, nearly all of the major players in this type of loan product no longer offer it for buyers with FICO scores less than 700. Many of the lenders who are still willing to offer 100% financing either as a 100% single loan or in the form of an 80/20 loan product have placed requirements of a FICO score higher than 720, some lenders will not grant these types of loans to a consumer with a FICO less than 740.  FICO scores range from the 300s to the 900s.  Even if a buyer wants to opt for the "Stated Income Loan" also known as the "liars loans" lenders may charge as much as 2 to 4 points for the loan. Clearly, since January 2007, the face of home loans has been dramatically altered.  We have access to dozens of loan products that can successfully transform the difficult mortgage environment into a winning mortgage environment.

Alternative Financing for Low Income Families NHSPhoenix Neighborhood Housing Services of Phoenix, Inc. Alternative Financing for Low Income Families NHSPhoenix
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NEHEMIAH PROGRAM FHA LOANS NOW UP TO $346,200 AMERIA-DREAM
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